A lot of buyers misunderstand how FHA and Conventional PMI really works and it can affect your long-term budget. 🏡 Here are the facts: 🔹 You can use FHA anytime. It’s not a one-time first-time buyer loan. 🔹 FHA PMI stays for the life of a 30-year loan. Even with 20% down. 🔹 Conventional PMI can fall off once you hit the equity requirements or pay it upfront. 🔹 FHA’s “first-time buyer” rule only applies if you’re using WCDA, not the FHA loan itself. Knowing these differences can save you mon
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