Even before the RBI's decision, there was much speculation that there would be no change in the repo rate this time. Upon hearing this news, the general public is wondering what exactly the repo rate ...

Most home loans in India have floating interest rates. With no change in the repo rate, your EMIs are unlikely to rise for now.

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A home loan EMI comprises of two parts – principal and interest. The principal amount of an EMI remains constant, but the interest is variable. Ever wonder why a change in the external benchmark say ...

India's 10-year bond yields fell in the first half of 2025 but have been on the rise ever since.

If you paid attention in 2025, you saw the Reserve Bank of India (RBI) ease borrowing costs through the year. By December, the current repo rate stood ...

The Reserve Bank of India (RBI) is gearing up for its next Monetary Policy Committee (MPC) meeting, set to begin Wednesday. Expectations are firmly building around a pause in rate action. After an ...

Headline inflation during November and December remained below the tolerance band of the inflation target. The revised ...

Over the last year, the Reserve Bank of India has supported the government bond market through purchases. The market is ...

Floating rates work well for borrowers who expect income growth or plan to prepay, since lower starting rates magnify long-term savings ...

The Reserve Bank of India (RBI) has pressed pause on interest rates. At its February 2026 meeting, the Monetary Policy Committee (MPC), led by Governor Sanjay Malhotra, decided to keep the repo rate ...

Moving home loans closer to the repo rate could simplify pricing and improve transparency – here's what Stephan Potgieter, BetterBond CEO, believes that shift could mean for borrowers and the economy.